Insurance Claims Attorney Alexandria VA
An Insurance Companies’ goal is to make money. To that end, they often don’t want to pay out claims unless they absolutely have to. This often leads to problems and undue expenses to the average person who just lost their car or home. Luckily, you do not have to accept the insurance companies’ decision to pay out. Case law in Virginia states not only do you not have to accept their decision, but you also do not have to submit to arbitration to resolve your claim. You can go straight to a lawsuit against the insurance company.
So how do you know if you have a claim against the insurance company? Well, you can first use your common sense and ask yourself, is this the sort of thing that should be covered by my policy? For instance, if you want to claim your house flood on your car policy, common sense says that is not covered. However, if your car is hit while parked in a parking lot, common sense says your insurance should cover it. The next thing you should ask yourself is, why are they denying my claim? There are many reasons why an insurance company could deny your claim. Some of the common ones are that the cause is not covered by your policy or that the incident was your fault. Both of these reasons can be contested in court. You should try to read the relevant section of your policy or think about whether or not the claim is your fault. If you still believe the insurance should have covered your claim but did not, the next best thing you could do is consult with an attorney to get a clear yes or no answer. If your insurance claim was denied in Virginia please find a Civil Law Attorney who can help you if you live near Fairfax, Loudoun, and Arlington and Prince William counties.
Contact the experienced attorneys at the Mughal Law Firm in Alexandria, Va for all your insurance claims needs.